2027 alertHumana, HealthSpring, Blue Cross and Blue Shield of North Carolina and 3 other companies end some Medicare Advantage plans in North Carolina on December 31. (CMS data) 23 days left in Annual Enrollment (ends Dec. 7).Is your plan ending? →

Medicare in Person County

For 2027, CMS lists 46 Medicare Advantage plans open to everyone with Medicare in Person County, plus 27 special needs plans and 11 standalone Part D drug plans. Original Medicare and Medigap work here as anywhere in North Carolina.

Person County is in the Triangle around Raleigh, Durham and Chapel Hill, with about 40,143 residents (Census 2024 estimate). Its largest town is Roxboro.

2027 plans in Person County at a glance

46Medicare Advantage plans open to everyone (2026: 47)
27special needs plans
11standalone Part D drug plans
6,392people in Medicare Advantage (Oct. 2026)

Source: CMS Landscape and enrollment files

What it means if you live in Person County

  • That's 1 plan fewer than in 2026 (47). If you have a Medicare Advantage plan, check your Annual Notice of Change to see whether it continues and what changes. Humana ends some Medicare Advantage plans here while keeping others; at least 12 people in Person County are in one of those plans. Your plan's letter says whether yours is ending; here is what to do. (CMS data)
  • 20 are HMOs (you generally use the plan's network) and 26 are PPOs (which also pay out-of-network doctors, usually at a higher cost to you).
  • 11 plans have no Part D drug coverage. Those suit people who get drug coverage elsewhere, such as from the VA; otherwise you could owe a late-enrollment penalty for going without it.
  • Special needs plans here: 20 for people with both Medicare and NC Medicaid; 6 for people with certain chronic conditions, such as diabetes or heart failure; 1 for people who live in a nursing home or need that level of care. You can join one only if you qualify.
  • Person County ranks 21st of North Carolina's 100 counties for plans open to everyone. In the The Triangle region (12 counties), the count runs from 31 to 48.
  • At least 6,392 people in Person County were in a Medicare Advantage plan in October 2026.

Licensed insurance agents for Person County

These independent insurance agents are licensed in North Carolina and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Steven Graves

Steven Graves

Accepting new clients

Independent licensed insurance agent in North Carolina

Southern Pines · English

Casey Gilley

Casey Gilley

Accepting new clients

Independent licensed insurance agent in North Carolina

Chapel Hill · English

Tonya Dorman

Tonya Dorman

Accepting new clients

Independent licensed insurance agent in North Carolina

Colorado Springs, CO · English

Tori Morris

Tori Morris

Accepting new clients

Independent licensed insurance agent in North Carolina

Colorado Springs, CO · English

See all North Carolina agents →

Request a call from

Only this agent gets your request. No cost to you.

See Medicare plans in Person County

Enter your ZIP code to compare Medicare Advantage, Part D, and Medigap plans available where you live.

You'll go to PlanMatchMedicare.com, a plan comparison site from Benefits Life, the publisher of this site. Only your ZIP code is sent.

Original Medicare and Medigap

If you'd rather keep any doctor who takes Medicare, Original Medicare with a Medigap policy and a Part D plan works the same in every North Carolina county. Medigap in North Carolina.

Nearby counties

You can only join a Medicare Advantage plan sold in the county where you live.

CountyPlans open to everyone, 2027Special needs plans
Granville County3221
Caswell County4625
Orange County4826
Durham County4128

All 100 North Carolina counties.

2026 Medicare costs (the same in every county)

Cost2026
Part B premium$202.90 a month (standard)
Part B deductible$283 a year
Part A deductible$1,736 per benefit period
Part D out-of-pocket cap$2,100 a year

All 2026 Medicare costs.

Other places to get answers

Questions about Medicare in Person County

How many Medicare Advantage plans are there in Person County for 2027?

CMS lists 46 open to everyone with Medicare (47 in 2026), plus 27 special needs plans for people who qualify. You still pay your Part B premium.

When can I change my Medicare plan in Person County?

Open Enrollment runs October 15 to December 7, for coverage starting January 1. If you're in a Medicare Advantage plan, you can switch plans or go back to Original Medicare once between January 1 and March 31. If your plan leaves your county, you get a Special Enrollment Period.

How do I find a licensed insurance agent in Person County?

Use the agent search on this page, pick one agent and request a call, to compare plans with a licensed insurance agent at no cost to you. Agents listed here are licensed in North Carolina.

Sources

Plans open to everyone are Medicare Advantage plans with or without drug coverage, not special needs plans. Enrollment counts HMO and PPO plans; CMS hides counts of 10 or fewer, so real numbers are a little higher.