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Questions

How do I get rides to the doctor with Medicare in North Carolina?

Original Medicare doesn't pay for rides to appointments; it covers an ambulance only when other travel could endanger your health. If you also have NC Medicaid, your county Department of Social Services arranges non-emergency rides to Medicaid appointments; ask at least four days ahead. People 60 and older can also use local transportation funded by the NC Division of Aging.

What Medicare covers

Original Medicare covers ambulance transportation, not rides. Part B covers a ground ambulance to the nearest appropriate medical facility when traveling in any other vehicle could endanger your health. You pay 20% of the Medicare-approved amount after the Part B deductible. For scheduled, repeated non-emergency ambulance trips, Medicare.gov says a demonstration now lets ambulance companies nationwide ask Medicare for prior authorization.

NC Medicaid rides through your county DSS

NC Medicaid's Non-Emergency Medical Transportation (NEMT) gets members to Medicaid appointments: doctor and specialist visits, picking up prescriptions, mental health appointments and substance use treatment. Accessible rides are available, and a caregiver can ride with you.

  1. Find your county DSS. If you have Medicare and full NC Medicaid, you're in NC Medicaid Direct, and your local Department of Social Services schedules rides. Use the NCDHHS local DSS directory.
  2. Call at least four days ahead. NC Medicaid Direct members should ask at least four days before the appointment. Urgent trips, such as leaving the hospital or going to the pharmacy, don't need advance notice.
  3. Have your details ready. The appointment date and time, the address, the provider's name, and whether you need a wheelchair-accessible vehicle.
  4. Report problems. If a ride is late or doesn't come, contact your county DSS to fix it or file a complaint.

MQB alone, North Carolina's Medicare Savings Program, pays Medicare costs and doesn't include Medicaid rides. For an emergency, call 911.

Transportation for people 60 and older

The NC Division of Aging doesn't drive anyone itself, but it funds local providers to offer transportation for people 60 and older: general trips to senior centers, shopping and pharmacies, and medical trips to doctors' offices, hospitals and clinics. NCDHHS posts a transportation provider directory and a medical transportation provider directory, and your area agency on aging can point you to services in your county.

Medicare Advantage

Medicare Advantage plans may offer extra benefits such as dental, vision, hearing or fitness. Extra benefits vary by plan and county, may have limits and costs, and not every plan offers them. Check a plan's Summary of Benefits or Evidence of Coverage. If rides matter to you, look there for any transportation benefit and its rules.

Fewer trips

Through December 31, 2027, Medicare covers telehealth from anywhere in the U.S., including your home, which can save a long drive in rural and mountain counties; see rural and mountain Medicare in North Carolina. A licensed insurance agent who works with Benefits Life can explain how transportation fits with your coverage, at no cost to you. You can request a call from a licensed insurance agent.

Does Medicare cover mental health care?

Counseling, telehealth and 988.

Can I keep my doctor with Medicare?

Networks, assignment and the State Health Plan.

Sources

More questions in this guide

Part of the guide: Medicare basics for North Carolinians · All questions

Frequently asked questions

Does Medicare pay for a ride to my doctor's office?

Not with Original Medicare, unless you need an ambulance. Medicare may cover a non-emergency ambulance ride if your doctor writes an order saying it's medically necessary, for example for some people going to dialysis. If the ambulance company thinks Medicare may not pay, it must give you an Advance Beneficiary Notice first.

I have Medicare and NC Medicaid. Who do I call for a ride?

People with Medicare and full NC Medicaid are in NC Medicaid Direct, so you call your local Department of Social Services. NC Medicaid asks NC Medicaid Direct members to request a ride at least four days before the appointment. If you're not sure which program you're in, the NC Medicaid Enrollment Broker at 1-833-870-5500 can tell you.

Can a family member drive me and get paid back?

Possibly. NC Medicaid says that if you drive yourself or a family member or friend drives you to a Medicaid appointment, you might get money back for travel costs. The rules differ by program, so ask your county DSS before the trip.

Licensed insurance agents for North Carolina

These independent insurance agents are licensed in North Carolina and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.

Steven Graves

Steven Graves

Accepting new clients

Independent licensed insurance agent in North Carolina

Southern Pines · English

Casey Gilley

Casey Gilley

Accepting new clients

Independent licensed insurance agent in North Carolina

Chapel Hill · English

Shoeb Ismail

Shoeb Ismail

5.0 out of 5 stars (1 review on MedicareAgents.com)

Accepting new clients

Independent licensed insurance agent in North Carolina

Seattle, WA · English, Spanish

Jonathan Hernandez Santana

Jonathan Hernandez Santana

Accepting new clients

Independent licensed insurance agent in North Carolina

Haslet, TX · English, Spanish

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